The revolving fund for urban renewal is a finan- cing tool created in 2016 for the savings groups organized within the Senegalese Federation of Inhabitants (FSH).

It is managed by its technical support NGO urbaSEN and finances the rehabilitation of pre- carious housing in the suburbs of Dakar, inco- me-generating activities (IGA) and community infrastructure and public space upgrading pro- jects, through affordable loans for vulnerable populations.

The revolving fund is inspired by traditional solidarity practices («tontines» in French) which consist of contributing to a common fund managed by a group of people usually from the same neighborhood.

The money saved is entrusted in turn to each member of the group, thus contributing to the financial wellbeing of the families.